*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
:root{
  --navy:#0B2240;--navy2:#132E56;--blue:#1C6CB5;--blue2:#2E85D4;--blue3:#4FAAD8;
  --gold:#1A6EB8;--gold2:#4FAAD8;--white:#fff;--offwhite:#F5F8FC;--gray:#8094AC;--text:#1A2B40;
}
html{scroll-behavior:smooth}
body{font-family:'Raleway',sans-serif;color:var(--text);background:var(--white);overflow-x:hidden}

/* ── TOPBAR ── */
.topbar{background:#060E1C;padding:8px 0;font-size:12.5px}
.topbar-inner{max-width:1280px;margin:0 auto;padding:0 2rem;display:flex;justify-content:flex-end;gap:2rem;align-items:center}
.topbar a{color:rgba(255,255,255,.6);text-decoration:none;display:flex;align-items:center;gap:6px;transition:.2s}
.topbar a:hover{color:var(--gold2)}
.topbar svg{width:13px;height:13px;flex-shrink:0}

/* ── HEADER ── */
header{background:var(--navy);position:sticky;top:0;z-index:200;transition:box-shadow .3s}
header.scrolled{box-shadow:0 2px 24px rgba(0,0,0,.4)}
.header-inner{max-width:1280px;margin:0 auto;padding:0 2rem;height:98px;display:flex;align-items:center;justify-content:space-between;gap:2rem}
.logo{text-decoration:none;display:flex;align-items:center;flex-shrink:0}
.logo img{height:80px;width:auto;display:block}
nav{display:flex;align-items:center;gap:2px}
nav a{font-size:13.5px;font-weight:600;color:rgba(255,255,255,.8);text-decoration:none;padding:8px 13px;border-radius:6px;transition:.2s;letter-spacing:.3px;white-space:nowrap}
nav a:hover{color:#fff;background:rgba(255,255,255,.08)}
.btn-nav{background:var(--gold)!important;color:var(--navy)!important;padding:9px 20px!important;border-radius:8px!important;font-weight:700!important;color:#fff!important}
.btn-nav:hover{background:var(--gold2)!important;transform:translateY(-1px)!important}
.hamburger{display:none;flex-direction:column;gap:5px;cursor:pointer;background:none;border:none;padding:4px}
.hamburger span{width:24px;height:2px;background:rgba(255,255,255,.8);border-radius:2px;display:block}

/* ── HERO ── */
.hero{background:var(--navy);position:relative;overflow:hidden;padding:80px 0 0}
.hero-bg{position:absolute;inset:0;pointer-events:none;
  background:radial-gradient(ellipse 60% 80% at 20% 50%,rgba(28,108,181,.35) 0%,transparent 60%),
  radial-gradient(ellipse 40% 40% at 80% 20%,rgba(26,110,184,.08) 0%,transparent 50%)}
.hero-dots{position:absolute;inset:0;background-image:radial-gradient(rgba(255,255,255,.035) 1px,transparent 1px);background-size:44px 44px}
.hero-inner{max-width:1280px;margin:0 auto;padding:0 2rem 3rem;position:relative;z-index:2}
.hero-top{display:grid;grid-template-columns:1fr 420px;gap:4rem;align-items:center;margin-bottom:3.5rem}
.hero-tag{display:inline-flex;align-items:center;gap:8px;background:rgba(26,110,184,.15);border:1px solid rgba(26,110,184,.3);color:#4FAAD8;font-size:10.5px;font-weight:700;padding:5px 14px;border-radius:100px;margin-bottom:1.4rem;letter-spacing:1.8px;text-transform:uppercase}
.hero-tag::before{content:'';width:5px;height:5px;background:#1A6EB8;border-radius:50%;flex-shrink:0}
.hero-h1{font-family:'Lora',serif;font-size:clamp(2.4rem,4vw,3.6rem);font-weight:600;color:#fff;line-height:1.13;margin-bottom:1.3rem;letter-spacing:-.5px}
.hero-h1 em{font-style:italic;color:var(--blue3);display:block}
.hero-p{font-size:16px;color:rgba(255,255,255,.65);line-height:1.8;margin-bottom:2rem;max-width:460px}
.hero-btns{display:flex;gap:1rem;flex-wrap:wrap}
.btn-cta{display:inline-flex;align-items:center;gap:9px;background:var(--gold);color:#fff;font-size:14.5px;font-weight:700;padding:14px 28px;border-radius:9px;text-decoration:none;transition:.2s}
.btn-cta:hover{background:var(--gold2);transform:translateY(-2px)}
.btn-cta svg{width:17px;height:17px;flex-shrink:0}
.btn-ghost{display:inline-flex;align-items:center;gap:8px;color:rgba(255,255,255,.75);font-size:14.5px;font-weight:500;padding:14px 20px;border-radius:9px;border:1px solid rgba(255,255,255,.2);text-decoration:none;transition:.2s}
.btn-ghost:hover{border-color:rgba(255,255,255,.45);color:#fff}
.hero-stats{display:flex;gap:2rem;margin-top:2.5rem;padding-top:2rem;border-top:1px solid rgba(255,255,255,.1)}
.stat-num{font-family:'Lora',serif;font-size:1.9rem;font-weight:600;color:#fff;line-height:1}
.stat-num b{color:var(--gold2)}
.stat-lbl{font-size:11px;color:rgba(255,255,255,.4);text-transform:uppercase;letter-spacing:.9px;margin-top:3px}

/* Hero card */
.hero-card{background:#fff;border-radius:18px;padding:2.25rem;box-shadow:0 28px 70px rgba(0,0,0,.35);animation:sup .8s .15s both}
@keyframes sup{from{opacity:0;transform:translateY(24px)}to{opacity:1;transform:translateY(0)}}
.card-h{font-family:'Lora',serif;font-size:1.35rem;color:var(--navy);margin-bottom:.25rem;font-weight:600}
.card-sub{font-size:12.5px;color:var(--gray);margin-bottom:1.5rem}
.fgroup{margin-bottom:.9rem}
.fgroup label{display:block;font-size:10.5px;font-weight:700;color:var(--navy2);margin-bottom:4px;text-transform:uppercase;letter-spacing:.8px}
.fgroup input,.fgroup select{width:100%;padding:11px 13px;border:1.5px solid rgba(11,34,64,.1);border-radius:8px;font-family:'Raleway',sans-serif;font-size:13.5px;color:var(--text);background:#F5F8FC;outline:none;transition:.2s;appearance:none}
.fgroup input:focus,.fgroup select:focus{border-color:var(--blue);background:#fff}
.fgroup input::placeholder{color:#b0bec5}
.fbtn{width:100%;padding:13px;background:var(--blue);color:#fff;border:none;border-radius:8px;font-family:'Raleway',sans-serif;font-size:14.5px;font-weight:700;cursor:pointer;transition:.2s;display:flex;align-items:center;justify-content:center;gap:8px;margin-top:.4rem}
.fbtn:hover{background:var(--blue2);transform:translateY(-1px)}
.fbtn svg{width:15px;height:15px}
.fnote{font-size:10.5px;color:var(--gray);text-align:center;margin-top:.6rem;display:flex;align-items:center;justify-content:center;gap:4px}

/* ── PRODUCT GRID no HERO ── */
.hero-products{margin-top:0}
.prod-title{text-align:center;font-size:13px;font-weight:700;color:rgba(255,255,255,.55);text-transform:uppercase;letter-spacing:2px;margin-bottom:1.25rem}
.prod-grid{display:grid;grid-template-columns:repeat(6,1fr);gap:.75rem}
.prod-card{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.1);border-radius:12px;padding:1.1rem .75rem;display:flex;flex-direction:column;align-items:center;gap:.5rem;cursor:pointer;text-decoration:none;transition:.2s}
.prod-card:hover{background:rgba(255,255,255,.14);border-color:rgba(79,170,216,.4);transform:translateY(-3px)}
.prod-card svg{width:28px;height:28px;color:var(--blue3)}
.prod-card span{font-size:11.5px;font-weight:600;color:rgba(255,255,255,.85);text-align:center;line-height:1.3}

/* ── WAVE ── */
.wave{display:block;width:100%;overflow:hidden;line-height:0;margin-bottom:-2px}
.wave svg{display:block;width:100%}

/* ── SECTION COMMONS ── */
.container{max-width:1280px;margin:0 auto;padding:0 2rem}
.sec-tag{font-size:10.5px;font-weight:800;letter-spacing:2.5px;text-transform:uppercase;color:var(--blue);margin-bottom:.6rem}
.sec-h{font-family:'Lora',serif;font-size:clamp(1.75rem,3vw,2.5rem);font-weight:600;color:var(--navy);line-height:1.2;margin-bottom:.9rem}
.sec-p{font-size:16px;color:var(--gray);line-height:1.8;max-width:580px}
.divider{width:44px;height:3px;background:var(--gold);border-radius:2px;margin:1.1rem 0}

/* ── SOBRE ── */
#sobre{background:var(--offwhite);padding:90px 0 0}
.sobre-pad{padding-bottom:80px}
.sobre-grid{display:grid;grid-template-columns:1fr 1fr;gap:5rem;align-items:center}
.feats{display:grid;grid-template-columns:1fr 1fr;gap:1rem;margin-top:2rem}
.feat{background:#fff;border-radius:10px;padding:1.1rem 1.3rem;border-left:3px solid var(--blue);box-shadow:0 2px 10px rgba(11,34,64,.05)}
.feat-t{font-size:13.5px;font-weight:700;color:var(--navy);margin-bottom:3px}
.feat-p{font-size:12px;color:var(--gray);line-height:1.55}
.vis-box{background:linear-gradient(145deg,var(--navy),#163a6a);border-radius:18px;padding:2.75rem 2.25rem;color:#fff;position:relative;overflow:hidden}
.vis-box::after{content:'';position:absolute;top:-50px;right:-50px;width:180px;height:180px;background:rgba(79,170,216,.1);border-radius:50%}
.vbig{font-family:'Lora',serif;font-size:3.6rem;font-weight:600;color:var(--gold2);line-height:1}
.vlbl{font-size:12px;color:rgba(255,255,255,.5);text-transform:uppercase;letter-spacing:1px;margin-bottom:1.3rem}
.vlist{list-style:none}
.vlist li{font-size:14px;color:rgba(255,255,255,.78);padding:7px 0;border-bottom:1px solid rgba(255,255,255,.07);display:flex;align-items:center;gap:9px}
.vlist li::before{content:'✓';color:var(--gold2);font-weight:700;flex-shrink:0}

/* ── SERVIÇOS ── */
#servicos{background:#fff;padding:90px 0 0}
.serv-pad{padding-bottom:80px}
.serv-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(210px,1fr));gap:1.1rem;margin-top:2.75rem}
.serv{background:var(--offwhite);border-radius:12px;padding:1.6rem 1.4rem;border:1px solid transparent;transition:.25s}
.serv:hover{border-color:var(--blue2);background:#fff;box-shadow:0 8px 28px rgba(28,108,181,.09);transform:translateY(-3px)}
.serv-ico{width:44px;height:44px;background:rgba(28,108,181,.1);border-radius:10px;display:flex;align-items:center;justify-content:center;margin-bottom:1rem}
.serv-ico svg{width:22px;height:22px;color:var(--blue)}
.serv-t{font-size:14.5px;font-weight:700;color:var(--navy);margin-bottom:.35rem}
.serv-p{font-size:12.5px;color:var(--gray);line-height:1.6}

/* ── DIFERENCIAIS ── */
#diferenciais{background:var(--navy);padding:90px 0 0;position:relative;overflow:hidden}
.dif-pad{padding-bottom:80px}
#diferenciais .sec-tag{color:var(--gold2)}
#diferenciais .sec-h{color:#fff}
.dif-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.3rem;margin-top:2.75rem}
.dif{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.08);border-radius:14px;padding:1.75rem;transition:.2s}
.dif:hover{background:rgba(255,255,255,.09);border-color:rgba(79,170,216,.3);transform:translateY(-2px)}
.dif-n{font-family:'Lora',serif;font-size:2.6rem;font-weight:600;color:rgba(79,170,216,.25);line-height:1;margin-bottom:.6rem}
.dif-t{font-size:15px;font-weight:700;color:#fff;margin-bottom:.4rem}
.dif-p{font-size:13.5px;color:rgba(255,255,255,.58);line-height:1.7}

/* ── SEGURADORAS ── */
#seguradoras{background:var(--offwhite);padding:90px 0 0}
.seg-pad{padding-bottom:80px}
.seg-head{text-align:center;max-width:580px;margin:0 auto 2.75rem}
.seg-head .divider{margin:1rem auto}
.pills{display:flex;flex-wrap:wrap;gap:.65rem;justify-content:center}
.pill{background:#fff;border:1px solid rgba(11,34,64,.1);border-radius:7px;padding:9px 16px;font-size:12.5px;font-weight:600;color:var(--navy2);transition:.2s;white-space:nowrap}
.pill:hover{border-color:var(--blue2);color:var(--blue);background:#EEF5FC;transform:translateY(-1px);box-shadow:0 3px 10px rgba(28,108,181,.1)}

/* ── CONTATO ── */
#contato{background:linear-gradient(135deg,var(--navy),#163a6a);padding:90px 0}
.cont-grid{display:grid;grid-template-columns:1fr 1fr;gap:5rem;align-items:start}
.cont-left .sec-tag{color:var(--gold2)}
.cont-left .sec-h{color:#fff}
.cont-left .sec-p{color:rgba(255,255,255,.62)}
.cont-left .divider{background:var(--gold)}
.cont-items{margin-top:2.25rem;display:flex;flex-direction:column;gap:1.3rem}
.ci{display:flex;align-items:flex-start;gap:.9rem}
.ci-ico{width:44px;height:44px;background:rgba(255,255,255,.07);border-radius:10px;display:flex;align-items:center;justify-content:center;flex-shrink:0}
.ci-ico svg{width:19px;height:19px;color:var(--gold2)}
.ci-t{font-size:11.5px;font-weight:700;color:rgba(255,255,255,.45);text-transform:uppercase;letter-spacing:1px;margin-bottom:2px}
.ci a,.ci span{font-size:15px;font-weight:500;color:#fff;text-decoration:none;transition:.2s}
.ci a:hover{color:var(--gold2)}
.social-row{display:flex;gap:10px;margin-top:1.75rem}
.soc{width:42px;height:42px;background:rgba(255,255,255,.07);border-radius:9px;display:flex;align-items:center;justify-content:center;text-decoration:none;transition:.2s}
.soc:hover{background:rgba(255,255,255,.16);transform:translateY(-2px)}
.soc svg{width:19px;height:19px;color:#fff}
.cont-right{background:#fff;border-radius:18px;padding:2.25rem;box-shadow:0 20px 55px rgba(0,0,0,.28)}
.cont-right .card-h{margin-bottom:.3rem}
.cont-right .card-sub{margin-bottom:1.4rem}

/* ── FOOTER ── */
footer{background:#060E1C;color:rgba(255,255,255,.45);padding:2.25rem 0}
.foot-inner{max-width:1280px;margin:0 auto;padding:0 2rem;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:1.25rem}
.foot-logo img{height:48px;width:auto;display:block}
.foot-copy{font-size:12px;text-align:center;line-height:1.8}
.foot-links{display:flex;gap:1.25rem}
.foot-links a{font-size:12.5px;color:rgba(255,255,255,.4);text-decoration:none;transition:.2s}
.foot-links a:hover{color:rgba(255,255,255,.8)}

/* ── WA FLOAT ── */
.wa{position:fixed;bottom:26px;right:26px;z-index:999;width:56px;height:56px;background:#25D366;border-radius:50%;display:flex;align-items:center;justify-content:center;text-decoration:none;box-shadow:0 4px 16px rgba(37,211,102,.5);animation:wap 2.5s ease infinite;transition:.2s}
.wa:hover{transform:scale(1.1);animation:none;box-shadow:0 5px 22px rgba(37,211,102,.65)}
.wa svg{width:27px;height:27px}
@keyframes wap{0%,100%{box-shadow:0 4px 16px rgba(37,211,102,.5)}50%{box-shadow:0 4px 24px rgba(37,211,102,.75),0 0 0 7px rgba(37,211,102,.1)}}

/* ── RESPONSIVE ── */
@media(max-width:1024px){
  .prod-grid{grid-template-columns:repeat(4,1fr)}
}
@media(max-width:960px){
  .hero-top,.sobre-grid,.cont-grid{grid-template-columns:1fr}
  .hero-top{gap:2.5rem}
  .hero-card,.cont-right{max-width:480px;margin:0 auto}
  .dif-grid{grid-template-columns:1fr 1fr}
  nav{display:none}.hamburger{display:flex}
  .feats{grid-template-columns:1fr}
  .foot-inner{flex-direction:column;text-align:center}
  .prod-grid{grid-template-columns:repeat(3,1fr)}
}
@media(max-width:580px){
  .dif-grid{grid-template-columns:1fr}
  .serv-grid{grid-template-columns:1fr 1fr}
  .prod-grid{grid-template-columns:repeat(2,1fr)}
  .hero-stats{gap:1.5rem;flex-wrap:wrap}
}